helping you ensure your eyes receive the best possible care

Centre for Sight appreciate that the cost of quality surgery can be high for some. To help we have partnered with Clode Retail Finance to provide you with a special offer that hopefully will allow you the opportunity to take full advantage of this remarkable care and exceptional level of expertise at Centre for Sight.

Simply make your application at one of our clinics once you have been assessed as a suitable candidate for surgery. You could probably do this after your consultation, providing you have bought along the right forms of identification (see below).

For IntraLASIK surgery we are pleased to offer a 0% repayment option over six months. You can take advantage of this interest free credit immediately after you have been approved. We request a deposit payment of 20% on the day of surgery; the remaining amount is equally divided into 6 further payments (fig.1). We can offer repayment terms over a greater period of time; please bear in mind this would attract an interest payment (fig.2).

All the tables below are illustrations only (correct at time of press). Please call for latest repayment terms.

Fig.1 - Interest free credit over 6 months for two eyes (typical APR would be 0%)

Fig.2 - 9.9% APR over 12 months

For procedures other than IntraLASIK, easy payment options are available with repayment terms that offer a competitive rate of interest (figs. 3 & 4).

Fig.3 - 9.9% APR over 12 months

Fig.4 - 9.9% APR over 24 months

* Deposits are either equivalent to the amount required as a deposit for special order lenses or 20% of the full surgery cost - whichever is greater.

Will I be suitable for Healthcare Finance?

In order to be considered for finance you must be:

What do I do to apply?

You will need to attend one of our clinics in person at least seven days in advance of your planned surgery date in order for your application to be processed. Surgery will not be able to take place until your application is fully approved. We would recommend calling to arrange a visit to our offices to arrange your finance, if it is outside your consultation to ensure a member of staff is available to help you.

You will be required to fill out a simple form, with details of your name, address, contact telephone numbers and employment, including employers address. Please ensure that you have fully considered the scheme and read all appropriate terms and conditions before signing.
Centre for Sight will then telephone Clode Retail Finance (our healthcare finance company) in order for them to approve your application. Most candidates are approved instantly, however further checks may be required in order to approve some individuals and some may unfortunately be declined. Once you have been approved and your surgery is complete, a copy of the form is forwarded to Clode, Centre for Sight keep a copy and you will be given a copy for your personal records.

Bank details & forms of identification

You will need to bring along your bank details in order to set up a Direct Debit with Clode Retail Finance for repayments. If you are considering Healthcare finance it may be useful to bring these documents to your consultation. As a security measure two forms of identification will be required. Please therefore bring along one document/card from Group A and one from Group B (a total of two forms of ID)

What if I am declined?

Unfortunately Centre for Sight cannot guarantee acceptance of your application. Centre for Sight and it’s employees have no control over the decision making process and are not in any way responsible or able to give any explanation if you are not accepted. In the unlikely event of this occurring under the Data Protection Act, Clode Retail Finance are unable to give you a reason over the phone. However if you would like more information, please write to Clode Retail Finance stating your name and Centre for Sight (as the practice who applied for the account).

How is a decision reached?

Clode Retail Finance search the files of one or more credit reference agencies that supply credit and identity information from the Electoral Register. The credit reference agency will record details of the search whether or not the application proceeds. Clode Retail Finance will also disclose details about the conduct of your account to credit reference agencies. This may be used by other lenders to assess credit applications for you and for those with whom you are financially linked.

Clode Retail Finance will use a credit scoring or other automated decision-making system when assessing your application. They may use a credit scoring or similar process in deciding whether to accept your application.

Who is the finance company?

Clode Retail Finance administer the scheme on our behalf, they may be contacted at: