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0% Finance Option

Centre for Sight appreciate that the cost of LASIK using the advanced Intralase technology (IntraLASIK), can be costly. To help we have partnered with Clode Retail Finance to provide you with a special offer that hopefully will allow you the opportunity to take full advantage of this remarkable technology. Health care finance is a simple, interest free payment method that enables you to spread the cost of your treatment over a period of six months.
  Account Benefits   What if I am declined?
  How does it work?   How is a decision reached?
  Will I be suitable for Healthcare finance?   Payment Protection
  What do I do to apply?   Who is the finance company?
  Bank details & forms of identification    

Account Benefits

  • Spread the cost of your surgery
  • Simple to understand
  • Pay as little as 20% deposit
  • Instantly available credit

How does it work?

Simply make your application at one of our clinics once you have been assessed as a suitable candidate for IntraLASIK. You can take advantage of the interest free credit immediately after you have been approved. We request a deposit payment of 20% on the day of surgery; the remaining amount is equally divided into 6 further payments (fig.1). We can offer repayment terms over a greater period of time; please bare in mind this would attract an interest payment (fig.2).



Fig.1 Interest free credit over 6 months for two eyes (typical APR would be 0%)
Treatment Cost for two eyes Deposit Amount to finance Monthly repayments Total amount Payable Total Charge for Credit
IntraLASIK
£1,775 per eye
£3,550
£710
£2,840
£473.34
£2,840
£0
IntraLASIK Tissue Saving
£1,975 per eye
£3,950
£790
£3,160
£526.67
£3,160
£0
IntraLASIK Zyoptix
£2,250 per eye
£4,500
£900
£3,600
£600.00
£3,600
£0

Fig.2 12.9% APR over 24 months
Treatment Cost for two eyes Deposit Amount to finance Monthly repayments Total amount Payable Total Charge for Credit
IntraLASIK
£1,775 per eye
£3,550
£710
£2,840
£133.95
£3214.80
£374.80
IntraLASIK Tissue Saving
£1,975 per eye
£3,950
£790
£3,160
£149.04
£3576.96
£416.96
IntraLASIK Zyoptix
£2,250
£4,500
£900
£3,600
£169.79
£4074.96
£474.96

Above are illustrations only (correct at time of press). Please call for latest repayment terms.

Also available is a payment protection scheme, giving the account holder peace of mind by covering payments should an unforeseen incident occur. If you would like to take the peace of mind protection please speak directly with Clode Retail Finance.

Will I be suitable for Healthcare Finance?

In order to be considered for finance you must be:
  • Over 18
  • A UK resident with a permanent UK address
  • Provide 2 years address history
  • Have at least one fixed telephone contact point
  • Have been in your present occupation for at least 3 months

What do I do to apply?

You will need to attend one of our clinics in person at least seven days in advance of your planned surgery date in order for your application to be processed. Surgery will not be able to take place until your application is fully approved. We would recommend calling to arrange a visit to our offices to arrange your finance, if it is outside your consultation to ensure a member of staff is available to help you.

You will be required to fill out a simple form, with details of your name, address, contact telephone numbers and employment, including employers address. Please ensure that you have fully considered the scheme and read all appropriate terms and conditions before signing.

Centre for Sight will then telephone Clode Retail Finance (our healthcare finance company) in order for them to approve your application. Most candidates are approved instantly, however further checks may be required in order to approve some individuals and some may unfortunately be declined. Once you have been approved and your surgery is complete, a copy of the form is forwarded to Clode, Centre for Sight keep a copy and you will be given a copy for your personal records.

Bank details & forms of identification

You will need to bring along your bank details in order to set up a Direct Debit with Clode Retail Finance for repayments. If you are considering Healthcare finance it may be useful to bring these documents to your consultation. As a security measure two forms of identification will be required. Please therefore bring along one document/card from Group A and one from Group B (a total of two forms of ID)

Group A

Group B

(this document must not be out of date or expired)
(these must be less than 3 months old)
Driving license
Utility bill
Passport
Bank/Credit card/Store card statement
Credit or Debit card
Payslip with address

What if I am declined?

Unfortunately Centre for Sight cannot guarantee acceptance of your application. Centre for Sight and it's employees have no control over the decision making process and are not in any way responsible or able to give any explanation if you are not accepted. In the unlikely event of this occurring under the Data Protection Act, Clode Retail Finance are unable to give you a reason over the phone. However if you would like more information, please write to Clode Retail Finance stating your name and Centre for Sight (as the practice who applied for the account).

How is a decision reached?

Clode Retail Finance search the files of one or more credit reference agencies that supply credit and identity information from the Electoral Register. The credit reference agency will record details of the search whether or not the application proceeds. Clode Retail Finance will also disclose details about the conduct of your account to credit reference agencies. This may be used by other lenders to assess credit applications for you and for those with whom you are financially linked.

Clode Retail Finance will use a credit scoring or other automated decision-making system when assessing your application. They may use a credit scoring or similar process in deciding whether to accept your application.

Payment Protection

Due to Financial Services Authority regulations, Centre for Sight are not able to provide this option. However Clode Retail Finance will contact you directly after your account has been set up and offer this option. If you are interested in this prior to your application, please contact Clode Retail Finance directly for further information.

Who is the finance company?

Clode Retail Finance administer the scheme on our behalf,
they may be contacted at:
3rd Floor, Alexandra House
307-315 Cowbridge Road East
Cardiff
CF5 1JD
Tel: 0870 1608806

 

 

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